iFLYflat — The Flights Club
The full picture

Earning points is only
half the equation.

Most business owners using Pay.com.au or Amex are earning points — but without the right strategy, those points sit unused or get redeemed for a fraction of their value. Here's how the full system works.

See your points value →

The complete system

Three layers. Most people only have one.

Flying Business Class on points is not just about earning them — it is about earning the right ones, into the right programs, and then knowing how to redeem them for maximum value.

1

The Earning Rails

The payment platforms and credit cards that convert your business spend into loyalty points. This is where most business owners start — and stop.

Pay.com.au Amex Business Other cards
2

The Strategy Layer

Knowing which programs to earn into, how to transfer points, when to use which airline, and how to structure your spend for maximum Business Class redemption value. This is what The Flights Club provides.

The Flights Club
3

The Redemption Layer

Finding available Business Class award seats across all major loyalty programs, navigating the complex booking process, and securing the seats. This is the hardest part — and where most people give up without expert help.

The Flights Club Concierge

The difference it makes

Without TFC vs with TFC

Without The Flights Club

  • Earning points into the wrong program for your goals
  • Points sitting unused for years
  • Redeeming for gift cards or cashback at 0.5c/point
  • Trying to find Business Class award seats — and failing
  • Paying $12,000+ cash for a Business Class seat to London
  • Not knowing how many flights your balance could fund

With The Flights Club

  • Earning into the right programs from day one
  • Clear strategy for when and how to redeem
  • Redeeming at 3-5c/point in Business Class
  • Concierge finds and books the seats for you
  • London Business Class return for ~$5,886 on points
  • Points Audit shows exactly what your balance can unlock
  • $1,980/year saved — Pay.com.au Premium tier fee ($165/mth) waived for all members, including existing Pay.com.au customers

A real example

How Sarah turned her Pay.com.au points
into two Business Class seats to London

Sarah — Professional Services, $1.8M annual spend

Step 1 — Earning

180,000

Qantas points earned via Pay.com.au and Amex on $1.8M spend

Step 2 — Strategy

TFC

Advised to transfer to Qatar Avios for London — 51% better value than Qantas direct

Step 3 — Redemption

2 seats

Business Class return to London, Qatar Airways, booked by TFC concierge

Cash price for 2 seats

$24,000

Cost on points (taxes only)

$11,772

Saving

$12,228

Common questions

Still have questions?

Do I need to stop using Pay.com.au if I join The Flights Club?
Absolutely not. Pay.com.au is one of the earning platforms we recommend. The Flights Club works on top of it — we advise you on which programs to earn into and handle the redemption side. You keep using Pay.com.au; we make sure those points actually turn into flights.
What does TFC add if I already use Amex and Pay.com.au?
The earning side is handled — but most people with Amex and Pay.com.au are still earning into the wrong programs for their goals, or do not know how to find and book Business Class award seats. TFC provides the strategy (which programs, which transfers, which airlines) and the concierge service that actually books the seats. That is where the real value is.
Can I use TFC without Pay.com.au?
Yes. Pay.com.au is one of several earning options we work with. Depending on your business structure and goals, we might recommend Amex, Pay.com.au, or a combination. The right earning strategy depends on your specific situation — which is exactly what a Discovery Call helps determine.
How much business spend do I need to make TFC worthwhile?
The Explore membership starts at $500K+ annual spend and focuses on education and strategy. Platinum ($1.5M–$5M) and Black ($5M+) include concierge flight bookings. The points audit is the best first step — it shows you exactly what your current balance and spend could unlock before you commit to anything.
I already pay for Pay.com.au Premium — does TFC membership change that?
Yes — in a good way. All Flights Club members receive a full waiver of the Pay.com.au Premium tier fee ($165/month, $1,980/year). This applies whether you're a new or existing Pay.com.au customer. So your membership effectively pays for itself before you even book a single flight.
Is the Points Audit really free?
Yes, completely free. No credit card, no commitment. It takes about 3 minutes and gives you a clear picture of what your points balance could be worth in Business Class flights.

See exactly what your points
could unlock right now.

The points audit takes 3 minutes. It shows you how many Business Class flights are hiding in your current points balance — before you speak to anyone.

Points Audit → Book a Discovery Call